Simple Monthly Budgeting

A program to guide users through creating a simple monthly budget using a zero-based budgeting approach.

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Program Modules

๐Ÿ’ฐ

Calculate Monthly Income

Calculate your monthly take-home pay after taxes and deductions.

Income Calculation Routine

Monthly

Establish a routine for calculating your take-home pay each month.

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List Bills and Expenses

Calculate and list all monthly bills and expenses, prioritizing the most important ones.

Expense Tracking Routine

Monthly

A routine for diligently tracking and categorizing monthly expenses.

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Allocate Remaining Funds

Subtract total expenses from total income and allocate the remaining funds to savings, debt payments, etc.

Fund Allocation Routine

Monthly

Consistently allocate remaining funds strategically.

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Plan for Irregular Expenses

Write in all regular, irregular expenses, birthdays, trips coming up to prepare yourself financially.

Irregular Expense Planning Routine

Monthly

Make a habit of anticipating irregular expenses.

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