Conquer Your Finances: A Minimalist Approach
This program outlines a structured approach to achieving financial freedom through mindful spending and minimalist living, based on the author's personal journey. Learn strategies to manage debt, overcome social and self-imposed pressures, and build lasting positive financial habits.
Program Modules
Acknowledge Your Financial Situation
Honestly assess your current financial standing, including debts and spending habits. 'For most of my life I wasn't very good with money... I had dug myself into a hole so deep it didn't even seem possible That I'd ever get out.' This honest self-assessment is the crucial first step towards positive change. Use the provided worksheet to track your income and expenses.
Income & Expense Worksheet
DailyDownload and complete the worksheet to track your income and expenses for the past month.
Educate Yourself on Personal Finance
Gain knowledge and strategies for managing money effectively by reading recommended books: 'One of the best ways that I've found To learn about personal finance is through books... Dave Ramsey's Total Money Makeover, Ramita Sadie's I Will Teach You To Be Rich, and Tony Robbins Unshakable'. After each chapter, reflect on the key takeaways and how you can apply them to your situation.
Educate Yourself on Personal Finance
DailyGain knowledge and strategies for managing money effectively by reading recommended books: 'One of the best ways that I've found To learn about personal finance is through books... Dave Ramsey's Total Money Makeover, Ramita Sadie's I Will Teach You To Be Rich, and Tony Robbins Unshakable'. After each chapter, reflect on the key takeaways and how you can apply them to your situation.
Adopt Minimalist Spending Habits
Consciously reduce spending and avoid lifestyle creep. 'Don't fall into the trap of lifestyle creep... We buy a ton of shit and we convince ourselves in a lot of sneaky ways Why we deserve it.' Focus on needs over wants. Use the budgeting app to track your spending.
Adopt Minimalist Spending Habits
WeeklyConsciously reduce spending and avoid lifestyle creep. 'Don't fall into the trap of lifestyle creep... We buy a ton of shit and we convince ourselves in a lot of sneaky ways Why we deserve it.' Focus on needs over wants. Use the budgeting app to track your spending.
Manage Social & Self-Pressure
Identify and mitigate external pressures ('We face pressure from social media...'), and internal pressures ('There's this thing called the myth of 'I don't have'...'). Journal your responses to the reflection prompts.
Reflection Prompts
WeeklyAnswer the provided reflection prompts to identify and understand social and self-imposed pressures related to your finances.
Make Sacrifices & Set Goals
'You have to be completely clear with why you're doing this in the first place.' Define your 'why' for financial freedom. Make necessary sacrifices to reach your goals. 'when I graduated college Within 3 months I decided to move home with my parents and I lived in my parents basement Literally in the basement for two years.' This example shows the dedication and commitment needed.
Make Sacrifices & Set Goals
Yearly'You have to be completely clear with why you're doing this in the first place.' Define your 'why' for financial freedom. Make necessary sacrifices to reach your goals. 'when I graduated college Within 3 months I decided to move home with my parents and I lived in my parents basement Literally in the basement for two years.' This example shows the dedication and commitment needed.
Habit Building Strategies
Learn and apply habit-formation techniques like habit stacking and implementation intentions to solidify your new financial habits. Track your progress and celebrate milestones.
Habit Building Strategies
WeeklyLearn and apply habit-formation techniques like habit stacking and implementation intentions to solidify your new financial habits. Track your progress and celebrate milestones.
What You'll Accomplish
- Understand the importance of mindful spending and budgeting.
- Learn strategies for managing debt and building credit.
- Develop a minimalist approach to finances and reduce unnecessary spending.
- Identify and overcome social and self-imposed pressures that hinder financial progress.
- Build and maintain positive financial habits for long-term success.
Full program access + updates